Contact Us

Santander loans are short-term business loans delivered 100% online. These fast and easy loans have become a popular alternative to paperwork-intensive bank loans and expensive merchant advance financing.

Our loans range from $5,000 to $150,000 and have terms between 3 and 24 months. If you are seeking a higher loan amount please contact our customer success team to discuss your options.

You can use your funding for anything you need to grow your business. Common reasons include purchasing new inventory or equipment, remodeling, relocating, investing in additional marketing, hiring staff, refinancing debt, and simply helping with cash flow.

You can apply in minutes and receive funding in as fast as 48 hours.

You will receive a loan offer with an interest rate based on the unique risk profile of your business. You may see a lower rate on traditional bank loans; however, we offer a much simpler and faster financing process and are cheaper than other alternative lenders.

We pride ourselves on being transparent in how we conduct business so there are no “hidden” fees or costs. We do charge a one-time origination fee of 3% to cover the costs associated with assessing, delivering and servicing your loan.

Santander proudly provides its own capital to support the growth of small businesses. We are not a brokerage and do not sell our loans.

Santander loans do not require you to provide collateral. However, all loans have a general security interest on the business which is registered under the PPSA (“Personal Property and Security Act”) and backed by a personal guarantee. This will not affect any current security assignments you may have in place.

Yes, many customers get additional funding from us to fuel the growth of their business. You may qualify for more funding once a third of your current loan is paid down.